8735 Dunwoody Place STE R Atlanta, GA 30350
These Terms and Conditions (“Terms”) govern your access to and use of the website located at www.oginsurancehq.com and all related services provided by OG Benefits & Financial Services, LLC, doing business as OG Insurance HQ (“Company,” “we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the site. You may not:
OG Benefits & Financial Services, LLC is a licensed insurance agency operating in the State of Georgia. Our licensed agents are authorized to discuss, quote, and sell insurance products in the states where they hold active licenses. Nothing on this website constitutes a binding insurance quote, offer, or contract of insurance. All coverage is subject to underwriting approval, carrier acceptance, policy terms and conditions, and applicable state regulations.
Insurance products described on this website are not available in all states. Contact us to determine availability in your state. Descriptions of coverage are general in nature and do not constitute the terms of any specific policy. Always read your policy documents carefully.
Information provided on our website is for general informational and educational purposes only. It does not constitute legal, financial, tax, or professional advice. Insurance needs vary by individual circumstance. We encourage you to consult with a licensed insurance professional regarding your specific situation. No agency relationship is created by your use of this website alone.
All content on this website, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of OG Benefits & Financial Services, LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from this website without our prior written consent.
OUR WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OG BENEFITS & FINANCIAL SERVICES, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE OR ITS SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE WEBSITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
Our website may contain links to third-party websites or resources. We provide these links for your convenience only and do not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party site. Your use of third-party websites is at your own risk and subject to those sites’ terms and conditions.
You agree to defend, indemnify, and hold harmless OG Benefits & Financial Services, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the website, your violation of these Terms, or your violation of any rights of another party.
These Terms are governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of our website shall be subject to the exclusive jurisdiction of the state and federal courts located in Fulton County, Georgia. You consent to the personal jurisdiction of such courts.
We reserve the right to modify these Terms at any time. Changes become effective upon posting to our website with an updated Effective Date. Your continued use of our website after any modification constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force. These Terms, together with our Privacy Policy and any other legal notices posted on our website, constitute the entire agreement between you and OG Benefits & Financial Services, LLC regarding your use of our website.
OG Benefits & Financial Services, LLC | d/b/a OG Insurance HQ | 8735 Dunwoody Place, Suite R, Atlanta, GA 30350
Email: legal@oginsurancehq.com | Phone: [PHONE NUMBER]