How a Roth IRA Works
Roth IRA contributions are not tax-deductible. Qualified distributions can receive favorable tax treatment, but eligibility and withdrawal rules apply. An account is not a guarantee of investment growth or future income.
Roth vs. Traditional, at a Glance
Roth and traditional IRAs have different contribution, deduction and distribution rules. Eligibility and tax treatment depend on your circumstances. Review both choices with a qualified tax or investment professional.
Contribution Rules to Know
Check the rules for the tax year you are considering, including income eligibility, contribution limits and distribution requirements.
Read the IRS Roth IRA guidance.
Is a Roth IRA Right for You?
Your goals, time horizon, taxes, existing accounts and investment risks all matter. Our inquiry form helps you explain the questions you want to discuss and identify the appropriate professional support.