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Each state sets its own minimum auto liability limits, its own rules for when a business needs workers’ compensation, and its own requirements for proof of insurance and filings. If you operate across state lines, more than one set of rules can apply, and federal rules set separate minimums for interstate trucking.
Choose your state below to see coverage considerations, common risks and how we can help there. Requirements and carrier availability change, so a licensed agent will confirm the current limits and filings for your situation.
Alabama
Arizona
Arkansas
Colorado
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Mississippi
Missouri
Nevada
New Jersey
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin
State minimums are only a starting point. A licensed agent can help confirm the limits, filings, and coverage your operation actually needs.