OG
8735 Dunwoody Place STE R Atlanta, GA 30350

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Real Estate Investor Insurance

Protecting The Properties That Build Long-Term Wealth

Describe your rental properties, occupancy and how they are used so the team can review the appropriate coverage questions.

Request a Property Investor Review

Match coverage to property use

Long-term rentals, short-term rentals, renovations and vacant buildings can require different terms. Tell the team about every intended use and any change in occupancy.

Review property and liability terms

Ask about insured values, deductibles, liability limits, loss-of-rent provisions and exclusions. Flood, wind, ordinance and equipment exposures may need separate discussion.

Check lender and contract requirements

Compare requirements with the actual policy and endorsements. Provide general property information in the initial inquiry; request a secure method before sharing private tenant or financial records.

Review insured parties, limits, deductibles, exclusions and endorsements before relying on protection. Keep private records out of the introductory form.

Frequently Asked Questions

Do landlords need different insurance than homeowners?

Rental use can require coverage different from owner-occupied homeowners insurance. Disclose the use before choosing a policy.

The cause, exclusions, deductibles and policy terms determine whether tenant-related damage is covered.

Short-term rental use must be disclosed and accepted by the insurer. Availability and terms require individual review.

Vacancy can restrict coverage or trigger notification requirements. Tell the insurer before occupancy changes.

Do not assume flood is included. Check the policy and discuss separate flood options where appropriate.

Start with a review of your operations, existing policies and requirements. Coverage is subject to insurer acceptance and policy terms.

Request a property investor coverage review

Tell us about your properties and how they’re rented. A licensed agent will review the coverage they need.