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Insurance Enrollment Timelines

Key dates for Medicare, ACA Marketplace, and employer open enrollment — so you don't miss a window.

ACA Marketplace

Open Enrollment typically runs November 1 through mid-January; outside that window, you’ll need a qualifying life event to enroll. 

Medicare

  • Initial Enrollment Period — 7-month window around your 65th birthday 
  • Annual Enrollment Period — October 15 to December 7 each year 
  • Medicare Advantage Open Enrollment — January 1 to March 31 

Employer Open Enrollment

Timing varies by employer — check with HR, but most fall enrollment periods run in the October-December window for a January 1 effective date. 

Get a Insurance Enrollment Timelines Quote

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