Separate clinical and business exposures
Professional liability and ordinary business policies serve different purposes. Review the provider, practice entity, services and locations covered by each.
Check important terms
Ask about claims-made or occurrence coverage, reporting periods, prior acts and any tail coverage needs. Property, equipment, interruption, employment and cyber risks may require separate terms.
Protect private information
Keep patient records, credentials and employee medical details out of public forms. Request a secure channel if records are needed. An inquiry does not establish malpractice coverage, confirm regulatory compliance or resolve a claim.