Start with your activities
Events, transportation, youth programs, client services and fundraising can create different exposures. Include the activities actually performed rather than relying on the organization’s tax status.
Coverage topics to review
Discuss general liability, property, directors and officers liability, employment practices, cyber, workers’ compensation and volunteer-related coverage as appropriate. No single policy automatically covers every activity or participant.
Contracts and grants
Review insurance requirements in leases, grants and service contracts against policy terms and endorsements. The inquiry does not confirm compliance or provide coverage.